We use data from your bank account to underwrite and better serve your business. When a customer links a business account, Toolbox has access to a variety of information about the account, like the balance and the transactions.

In order to offer cardmembers charge cards without impacting personal credit scores, our underwriting model requires visibility into a company’s cash balance and transactions. This helps to avoid impacting your personal credit and create a safe spending environment from which you can build your business credit.